Many people are familiar with the term "community property" from its role in divorce under the laws of certain states. Under a law that went into effect last year, it can also be important for estate planning here in Kentucky. The Kentucky Community Property Trust Act allows married couples to choose to make community property [...]
As we grow older, we have new issues and concerns to deal with that we never had to before. Health issues, Medicaid issues and related concerns are all relatively new to us and we need to adapt. One issue most people are not prepared for when they grow older is the prevalence of scamming. According [...]
Your estate plan is in the rearview mirror. Completed years ago, you are proud of the fact that you created a simple will that provides directives as to whom inherits your assets and personal belongings. You think that you can rest easy now. But wait. Your life and financial circumstances have significantly changed since you [...]
A living will is a legal document that directs a person’s doctors and medical providers of her wishes after she becomes incapacitated or unable to communicate the health care she wants. A living will usually provides for a health care power of attorney. A power of attorney is who will speak on a person’s behalf [...]
Long-term care planning isn’t the most pleasant topic of conversation. Few of us like to consider the toll that the passage of time takes on our minds and our bodies. However, having a difficult conversation in the present is better than trying to scramble for help during a crisis. Discussing a care plan with your [...]
Planning for the future is an important part of living. For young adults, planning can include evaluating investments and careers to ensure that eventually retirement is possible. For families in the midst of their lives, saving for college and buying homes may be priorities. But planning should not stop once a person reaches the elder [...]
Finding out that a loved one has dementia or Alzheimer’s disease is both shocking and distressing. Even if there is a family history of dementia, an official diagnosis can change everything. Families often do not know what steps they should take next in these stressful situations, but an upcoming seminar can help them determine how [...]
When a loved one is showing signs of discomfort at living alone, you may decide to search for a long term care facility. Picking the best assisted living choice can involve looking at social, medical, and comfort factors. Beneficial care According to the National Institute on Aging, if your loved one feels isolated or struggles [...]
As we age, our circumstances change. Taking the time to ensure your long-term care and financial plans reflect your shifting needs is simply one of the responsibilities of getting older. Many Americans wonder: Is there a trust I should be using now that I’m nearing my golden years? The truth is, a trust that works [...]
After the death of a loved one, there are some steps you need to take to settle his or her estate properly and within the law. How much work it will take depends largely on the size of the estate. However, according to the Kentucky Court of Justice, every case begins with finding the will [...]
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