By LaDonna Koebel The Attorney General’s Office of Senior Protection is dedicated to protecting consumers and educating seniors about the financial abuse and devastation often associated with scams and fraud. Because of their financial stability and nest egg savings, seniors make attractive targets for scammers and fraudsters. Far too many seniors have suffered financial loss [...]
In Kentucky, when a person is thinking about creating an estate plan, they are likely to know the basics of a will. However, wills are not the preferable option in every situation. For some, a trust might be better for them. There could be a perception that trusts are complicated and not worth the effort. [...]
As painful as it may be to think about what is going to happen to your assets after you have passed on from this world, it is important to plan, nonetheless, so that you get the opportunity for your wishes to be honored and so that the people whom you have designated as your heirs [...]
As we age, certain tasks become more difficult. We may have difficulty with basic household chores, hygiene or we may have medical needs with which we require help. Still, not everyone wants to or can afford to stay in a residential care facility when they can no longer care for themselves. You may just want [...]
Right now, the federal gift and estate tax exclusions are especially generous thanks to the 2017 Tax Cuts and Jobs Act. This makes now a good time for gifting, if you can afford it. The 2017 Tax Cuts and Jobs Act The 2017 Tax Cuts and Jobs Act doubled the amount of the gift and [...]
When you plan your estate, your primary focus is often on your loved ones and your legacy. And, while you know a big part of that plan is minimizing taxes and liabilities, what you may not realize is that a huge part of a good estate plan is protecting your assets from lawsuit and creditors. [...]
We may be lucky to reach retirement, but that does not mean we will arrive there in good health. Some people develop mental conditions such as Alzheimer's or dementia either as an early-onset condition or one that affects them in their older years. These people may need help managing their personal and financial affairs. What [...]
A lot of people think that estate planning is nothing more than throwing together a simple will to ensure that assets are passed on to immediate family members. While that might be true for some, others would benefit from a more thoughtful and detailed estate plan. Yet, many individuals put off this holistic estate planning [...]
Interested parties, whether beneficiaries or unnamed family members, concern themselves primarily with the question: “Who gets what?” With a valid will, they know the answer. Generally, under Kentucky law, wills require twoof witnesses who attest in the individuals’ presence that the documents are what they claim to be. General requirements Witnesses to a will remain [...]
Relationships between parents and children can be complicated. Over time, certain life events can break down once-strong relationships, sometimes leading to years of estrangement. As a parent, deciding to disinherit a child from a will is a major decision. You may have various completely valid reasons for no longer wanting to leave your child an [...]
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